About Us

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Home » About Us

A Little About Our Journey

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Most fundamental credit-related mistakes are made primarily due to lack of education. As a result, there is a growing problem amongst individuals of all age groups when it comes to understanding the positive and negative effects of credit.  4Credology was shaped from the idea that credit should be a human educational experience that has the ability to make a life-changing impact to individuals, families and businesses.

What 4Credology Means

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4Credology stands for the 4 Cs of Credit-Based-Lending: Character, Credit, Capacity & Collateral. The “OLOGY” is the psychology of Credit. When engaging with our team, you will learn about the 4 Cs. Connect with us to ask us how to apply what you learn from our team to your daily financial decisions.  

 

Our Experience

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When it comes to working through credit issues, our team is skilled and experienced in working with a wide variety of creditors, collectors and credit bureaus. You can always count on us when it comes to education, support and advocacy. 

Client Experience

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To get the best results, we start with listening. It is important for us to know what you are facing. We want to know about your financial goals – both present and future. Our team goes beyond disputes. We provide life-changing solutions to help you save more and get out of the clutches of score paralysis. 

Initial Consultation is Free

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We understand you may prefer to speak with a team member prior to enrollment. Clients receives an initial consultation at no additional charge. It’s one way we are making credit human again. 

Support

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Our hours of operation are posted on all platforms. If you need anything after hours, rest assured that support is just an email away. Please don’t hesitate to contact us at: [email protected] 

Our No-Risk Refund Policy

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The first 30 days of service are completely risk-free. This means you may cancel services during the first 30 days and receive a refund of your enrollment fee- provided that no more than 10% of your file is processed before submitting a cancellation request.

No-Hassle Cancellation Policy

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We do not want to see you go. However, our cancellation policy is hassle free. There is not a yearly or monthly contract with our credit repair programs. All services are on a month-to-month basis. You reserve the right to cancel at any time. Email us at [email protected] and a team member will be happy to cancel your service.